The fee is only
one part of the cost.

Ask for six separate lines

1. Gross salary. Employee tax and employee social deductions come out of gross pay. Do not add them again as employer costs.
2. Employer contributions. Request a current employee-specific breakdown covering social insurance, applicable levies and accident insurance.
3. EOR service fee. Record currency, billing cycle, discount conditions and minimum commitment.
4. Benefits and extras. Identify pensions, equipment, expenses, insurance and paid add-ons.
5. Currency and payment costs. Confirm the rate source, timing, margin and amount converted.
6. Deposits and exit terms. Separate refundable funds from non-refundable charges and document the refund timetable.

Teamed: make the full bill visible

Teamed’s published offer starts at $599 per employee per month, with zero FX markup and $0 setup and client exit fees. Its invoice separates the service fee from salary, statutory charges and benefits. This makes it a strong option for buyers who prioritise cost clarity over the lowest advertised entry fee. Request a German quote and budget separately for the refundable salary deposit and first month’s employment cost. Teamed pricing, checked 8 October 2026.

A small currency margin adds up

In the default example, a 2% margin on the full €6,750 equivalent subtotal adds €135 a month, or €1,620 over a year. This is arithmetic, not a claim about any provider’s fee. Change the FX assumption above to explore it.